{"id":33,"date":"2020-07-28T04:00:00","date_gmt":"2020-07-28T10:00:00","guid":{"rendered":"https:\/\/www.maplemountaininsurance.com\/blog\/?p=33"},"modified":"2020-07-28T15:10:34","modified_gmt":"2020-07-28T21:10:34","slug":"things-to-know-before-buying-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.maplemountaininsurance.com\/blog\/things-to-know-before-buying-flood-insurance\/","title":{"rendered":"Things To Know Before Buying Flood Insurance"},"content":{"rendered":"<p>According to the statistics published in the Environmental Research Letter, approximately 41 million Americans live in flood zones. Therefore, having flood insurance is important &#8211; it protects a property, house, and all the belongings. However, before purchasing flood insurance, there are certain things you should know:&nbsp;<\/p>\n<ul>\n<li><strong>Waiting period.&nbsp;&nbsp;<\/strong>There is a 30-day waiting period after the purchase of insurance before it kicks in. Therefore, it is not recommended to wait until the storm season comes. You should purchase&nbsp;it as soon as possible, primarily if you are located in a flood-prone zone.&nbsp;<\/li>\n<li><strong>Standard home insurance does not cover damages caused by floods.&nbsp;&nbsp;<\/strong>Many homeowners decide to skip flood insurance because they believe that their homeowners&#8217; insurance covers damages caused by water. Unfortunately, it is not valid. A standard home insurance policy might cover damages from a busted pipe, but it will not cover water coming from outside into a house.&nbsp;<\/li>\n<li><strong>Businesses need flood insurance too.&nbsp;&nbsp;<\/strong>If you run a business, you may have expensive and valuable technology, equipment, and furniture. Therefore, it is recommended for all business owners to have commercial flood insurance too.&nbsp;<\/li>\n<li><strong>There are two ways to get flood insurance.&nbsp;<\/strong>&nbsp;You can either find a flood insurance policy with the help of one of the insurance companies&nbsp;or purchase it through the National Flood Insurance Program (NFIP).&nbsp;<\/li>\n<\/ul>\n<p>If you are a resident of Mapleton, UT, you may think that you do not need flood insurance. However,&nbsp; the statistics say that between 40 and 100 floods are occurring in the Utah area every&nbsp;year.&nbsp;If you decide to get this type of insurance to protect your property and belongings, Maple Mountain Insurance Services is ready to help.&nbsp;Maple Mountain Insurance Services is an independent insurance agency dedicated to treating its customers in the most&nbsp;professional manner. Do not hesitate to contact&nbsp;our office to find out about affordable and reliable insurance coverage available.&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>According to the statistics published in the Environmental Research Letter, approximately 41 million Americans live in flood zones. Therefore, having flood insurance is important &#8211; it protects a property, house, and all the belongings. However, before purchasing flood insurance, there are certain things you should know:&nbsp; Waiting period.&nbsp;&nbsp;There is a 30-day waiting period after the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[14,13],"class_list":["post-33","post","type-post","status-publish","format-standard","hentry","category-flood-insurance","tag-maple-mountain-insurance-services","tag-mapleton-ut"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.maplemountaininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/33","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.maplemountaininsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.maplemountaininsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.maplemountaininsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.maplemountaininsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=33"}],"version-history":[{"count":1,"href":"https:\/\/www.maplemountaininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/33\/revisions"}],"predecessor-version":[{"id":34,"href":"https:\/\/www.maplemountaininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/33\/revisions\/34"}],"wp:attachment":[{"href":"https:\/\/www.maplemountaininsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=33"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.maplemountaininsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=33"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.maplemountaininsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=33"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}