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Insurance Options for your Utah Home
Your Utah home is most likely the most significant investment you will ever make. You’ll want to protect it with the right amount of home insurance. A homeowner’s insurance policy is designed to protect you, and your family financially should an event damage or destroy your home. The policy will also give you liability coverage. For these reasons, it’s worth it to spend some time talking about your current situation with a knowledgeable agent. The team at Maple Mountain Insurance Services work with homeowners in the Mapleton, UT area to get the coverage they need. We're ready to talk with you about your options.
What does Home Insurance Offer?
Home insurance provides coverage, not only for the primary home on the property, but it will also cover any structures such as storage buildings, fencing, and gazebos. The policy will also include your personal possessions such as clothing and furniture. If you have any expensive collections, such as furs, jewelry, artworks, or guns, you may want to discuss this with the agent as additional coverage may be needed.
You want your home to be protected from severe weather and fire, but homeowner’s policies cover many other hazards such as vandalism. Another aspect is the type of policy which could be replacement value or cash value. Insurance that cites replacement value provides funds for the repair or cost to rebuild the home using similar products without depreciation costs. A policy for cash value takes the value of the home and factors in depreciation to determine the amount it will pay if the house is damaged or destroyed. Both policy types will provide liability coverage if you are deemed liable for someone’s injury on your property.
Your home is the heart of your family. Make sure that it is protected. The team at Maple Mountain Insurance Services are Utah’s experts in home coverage options. Get information online and then visit our offices in the Mapleton, UT area. Your family will thank you. Call today!