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3 Tips for Buying Commercial Insurance in Mapleton, UT

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Many rewards come with owning a business in Mapleton, UT. You set your own schedule, you live out your dream, and you have something to pass down to family members. For these reasons, it’s important to protect this valuable asset with a comprehensive commercial insurance policy. At Maple Mountain Insurance Services, we’ve put together three tips that will help you find the right commercial insurance policy for a price you can afford. Read on to learn more.

1. Compare Several Quotes

You’re business is unique. It’s something you’ve created yourself and, therefore, it has its own needs for protection. This is why it’s important to compare several commercial insurance quotes before deciding on the right one. Each quote will be different and an insurance agent will help you identify the differences and determine which policy is right for your business.

2. Bundle Your Insurance Policies

You probably have many other insurance policies, such as life insurance, auto insurance, homeowners insurance, and umbrella insurance, that you can bundle along with a new commercial insurance policy to save money on your premiums. You can opt to stick with your current insurance carrier or create new policies with a different company to get maximum savings.

3. Work with a Reputable Agent

A trusted and reputable insurance agent will help you find the coverage your business requires. They will answer all your questions and concerns, help you compare quotes, and find the right insurance carrier to bundle your policies under.

To learn more about purchasing commercial insurance in Mapleton, UT, contact the team at Maple Mountain Insurance Services who serve this area. Our agents are standing by to help you find the right policy for your business needs.

Spring Home Improvement Projects Should Be Covered by Homeowners’ Insurance

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Are you considering having some repairs done on your house this Spring? Many home improvement tasks are conducted in the Springtime, and for good reason. If you’re getting ready to take on these large projects, be sure that you look into if it will be covered by your homeowners’ insurance in Mapleton, UT.

What You Need in Your Insurance Policy for Home Improvement

Whether you’re planning on remodeling your entire kitchen or putting on a new roof, you should know beforehand if damages occurring during such work are included in your insurance policy. You do not want to be stuck paying for it entirely out-of-pocket if an unfortunate issue should arise. 

The following are some key points you should keep in mind for your home improvement:

Discuss additional coverage with your agent

This is a crucial step when first getting homeowners’ insurance, but you can go back and make changes to your existing policy. 

Determine if your contractor is insured 

It also is a good idea that any contractor who undertakes your home projects be insured. If the contractor or any of their employees is injured while working on your home, this will pay for their medical bills and more having to do with the injuries. Ask to see his or her certificate of insurance before any work gets underway. 

Talk to your agent about getting insurance to replacement cost value

Many people neglect to include this in their home insurance policy. This will help you cover your losses if any major damages occur. Though it may seem mind-boggling to you, your insurance agent will be able to figure out the amount you need covered in such a policy. 

Reach out and contact us at Maple Mountain Insurance Services today. We offer services for setting up homeowners’ insurance and are willing to go above and beyond to assist all homeowners. We serve the greater Mapleton, UT area and can help determine insurance needs for any circumstances.