What are some exceptions that health insurance doesn’t cover?

Most people in Mapleton, UT know that health insurance doesn’t cover everything. But what are some of those exceptions? Maple Mountain Insurance Services has answers!

Alternative Medicine

Acupuncture, chiropractic care, and massage therapy are just a few alternative treatments often not covered by health insurance. If you’re interested in pursuing any alternative treatment, be sure to check with your insurance company first to see if it is covered.

Cosmetic Procedures

While some cosmetic procedures may be considered medically necessary, most are not. So if you’re hoping to get liposuction or a nose job, you’ll likely have to pay for it out of pocket.

Dental Care

Most health insurance plans do not cover dental care. This includes both preventive care and necessary treatments like fillings and root canals. If you need dental work, you’ll probably have to pay for it or purchase a separate dental insurance plan. 

Weight Loss Programs

Health insurance generally doesn’t cover weight loss programs either. Most insurers consider weight loss a lifestyle choice rather than a medical necessity. There are some exceptions, however, such as weight loss programs recommended by a physician to treat a specific medical condition like obesity. 

Fertility Treatments

Fertility treatments like in-vitro fertilization (IVF) are often not covered by health insurance plans. This is because they are considered elective procedures, meaning they’re not medically necessary. If you’re hoping to start a family and need assistance conceiving, you may have to pay for fertility treatments out of pocket. 

These are just a few of the exceptions to health insurance coverage. Before you assume your treatment will be covered in Mapleton, UT, contact Maple Mountain Insurance Services. We can help you find out what your policy covers.