If you have an RV or are thinking about getting one, you may be going over all the associated costs. One thing that you may not think about is insurance for your RV. You may not feel you need it, but that could be a big mistake.
Here are some reasons why you need RV insurance.
- It is required by law. Most states require you to have insurance on your RV, just in case you are in an accident. You may be required to have at minimum liability insurance, which will cover medical and property expenses if you are involved in an accident.
- If you take out a loan for your RV, they may require you to have insurance. They will want to protect their investment by ensuring that it will get fixed or replaced if needed. If not, you may walk away and not pay them back for the loan.
- You may want to get more insurance to help cover your RV’s loss. If you are in an accident, you may face a hefty bill to fix or replace your RV. If you can’t afford it, you will want to have insurance to help you with these expenses.
Though you may not think about insurance, the truth is that the law requires you to have it. Your loan may also require it. That being said, you may also want to ensure that your investment is protected if it is badly damaged in an accident.
To ensure that you are fully protected while traveling in your RV, you need to contact us today at Maple Mountain Insurance Services in Mapleton, UT.