Life in Mapleton, UT centers around the water for many residents. Utah Lake is right there, and Strawberry and Deer Creek are pretty close, too. But with lots of time on the water, you’re more at risk of incidents happening. And one situation that doesn’t get the attention and prep it deserves is fuel spills. But this is important. Because in Utah, you’re on the hook for every single drop.

What Does Fuel Spill Liability Actually Mean?

Here’s an example. Say your boat starts to take on water, and ends up sinking in the marina. Fuel leaks out of your tank, and spreads across the water’s surface. As the owner of the boat, you’re personally responsible for the cleanup cost.

And federal and state environmental regulations don’t care about how it all went down. All they want to know is whether or not you’ve got it handled. The tab for containing the fuel and cleaning up the mess can get costly fast.

Why Standard Boat/Watercraft Insurance May Not Cover It

Most motorized vessels and personal watercraft in Utah are required by law to have boat/watercraft insurance. But state minimum liability requirements are solely focused on making sure you can take care of someone if your actions cause them to be injured or their property damaged. Fuel spill cleanup is completely separate, and it’s not always automatically included.

How Your Boat/Watercraft Insurance Can Keep You Protected

If your policy includes fuel spill liability coverage, it takes over the costly cleanup and containment that has to be done. Some policies treat it separately from your general liability. That means added protection. An agent at Maple Mountain Insurance Services can go over your policy with you to make sure you have the coverage you need in the event that this happens to you.

Talk With a Professional to Make Sure You’re Covered

Mapleton, UT, boat owners spend many of their weekends on the water. That should be time you’re chilling and enjoying your life. Not stressing about whether or not you have the right liability insurance. Get in touch with Maple Mountain Insurance Services to go over your boat/watercraft insurance and make sure fuel spill liability is included.