How Classic Car Insurance Claims Work

If you own a classic car, you probably don’t drive it very much. Many classic car owners limit how much they drive so they can avoid damage and devaluing the vehicle. Limited driving is often a requirement of classic car insurance, too. This means if you own a classic car, the chances of getting in an accident are pretty low. However, accidents can happen at any time. Knowing what to do can help you handle a car accident when one occurs.

If you’re in a car accident involving your classic car, the professionals at Maple Mountain Insurance Services servicing Mapleton, UT can help. We provide guidance to our customers to help them manage the claims process. Here’s what you need to know. 

What Happens After An Accident?

The moments after an accident can be scary. Taking fast action can help. 

  • Contact emergency services if needed. If anyone is injured, contact emergency services immediately. If the accident is a serious one, you’ll also need to contact the police for help. 
  • Document the damage. Take pictures of the scene including the damage to your vehicle. Take down information about the other driver, including their insurance information, license plates, and contact information. 
  • Report the problem to your insurance company. Once you’re safe and able to contact your insurance company, start the claims process as soon as possible.
  • Arrange repairs. Your insurance company may have guidance as you arrange for repairs. Your insurance company will have the value of the vehicle on file already, because classic car insurance depends upon the agreed value that is established when you get the policy.  

Contact Us to File A Claim With Your Classic Car Insurance Company

Do you need to file a claim with your classic car insurance policy? If so, contact the professionals at Maple Mountain Insurance Services servicing Mapleton, UT. Call today.